Three Thrifty Travel Tips

Nobody likes listening to Linda talk about her travels to literally wherever she wants whenever she wants when all you can afford is to travel your ass to the couch in your living room. So let’s stick it to Linda and become world travelers if for nothing else but to have stories for Linda at the water cooler on Monday. Here are the 3 things that matter the most when considering your travel strategy.

1. Where you go matters. It also matters what time you plan to go. For example, some of my favorite trips have been to the mountains in the off season, like early Fall for hiking. Everything is reduced usually, including cheaper flights, AirBNB rates, and even those trusty Colorado souvenirs you want to pick up. So a good key is, if everyone else is going to this same place at the same time, don’t be like everyone else. Also, just because Linda is spending three weeks hiking in Rome, it doesn’t mean that your trip is less travely if you pack up the car and take a quick long weekend road trip to the next state over. Travel is travel is travel and it’s about experiencing something new, not about a competition of who can get the farthest from the zip code they reside in.

2. What you pack matters. I once made it to Jamaica for a six day trip with only a carry on. Being intentional with what you pack will help with expenses and time. (no extra bags or overweight charge, or maybe a smaller car is ok to rent without oodles of luggage) Don’t be afraid to pack one pair of jeans to wear multiple times or leave those super uncomfortable six extra pairs of shoes at home and pack that one pair you know will get you through site seeing blister free. Now that you know what to leave behind, let’s pack the essentials. A reusable water bottle is a necessity, and just make sure you empty it out before security. Now, if you are traveling, you can save a TON by packing some snacks and quick meals. If we are road tripping, we bring things we usually don’t eat, like chips and a loaf of bread and peanut butter for easy sandwiches. Grab some travel ready fruit like apples and oranges and some baby carrots and you have several meals and snacks. Yes I know Linda is posting all her gourmet meals on Insta, but remember, you can go out to one or two quality meals to experience the local cuisine and totally get the same foodporn ammo to post..just cheaper and likely a bit healthier also. (Linda leaves out the part about that 5 extra pounds she brought home as a souvenir)

3. Where you stay matters. Find a place that jives with your agenda nicely. If you are just looking for some time to chill and enjoy a nice hot tub or swim and don’t have a rental car, then maybe a hotel makes sense. If you will be out soaking up all the free local attractions, then AirBNB on the outskirts of the city will probably be a great fit. You can pick a place based on amenities and the proximity to what you want to do. Closer isn’t always better, especially on the budget. But if they have free breakfast, dinner, coffee, and tea, well then, it may in fact be a great choice. Or if you are bringing stuff like we do, then make sure you have a kitchen area to prepare those on the go meals. I know Linda only stays in 5 star all inclusive resorts, but let’s remember kids, you are paying a premium for all that inclusion, even the stuff you won’t be using. So give a no inclusion, off the beaten path, quirky little cottage a try and you may discover that it’s even more enjoyable.

What is it that you are looking to get out of your next trip? For me, traveling is always a time to unplug, explore, try new things, and spend quality carefree time with my family. So regardless of where you go, how you get there, or what you bring, don’t be like Linda. Be unique, and don’t lose site of your why. Safe Travels!

My 2020 Vision

When you stop and reflect..only to realize you went through the all the previous decades you’ve been in existence without goals, you decide to make up for lost time by going BIG.  Not that I have ever really gone small at anything ever, but it’s different.  Something about this year reminds me that whatever I think, whatever I envision, and whatever I write down is mine.  I don’t have that “one day” or “maybe next year” or “I wish” or “must be nice” mentality any more.  I know who I am and what I am capable of and create the shit out of some positive energy.  I am not locked and loaded with excuses that “I don’t have time” or I can’t afford it” either.  I know that I have time for the things that I make time for and I am in control of my money and tell it where to go.

Last year was just a tiny taste, a sip of what my life can really be like and I’m back for more.  I have decided that this will be the BEST DECADE EVER!!  I came up with my goals back in December, but since I’m an ever-evolving person..lol..I wanted to give them a few weeks to simmer before I put them out into the world.  I am now ready to share, and I have decided that 20 goals for 2020 is only appropriate.  My list is below and you know the drill..ask me questions and would love to hear your 2020 goals!!

20 SMART GOALS FOR 2020

  1. Get tenants placed in Indy Beauty by 3/1 and cash out refi by 6/20
  2. Use Self Directed IRA to put 25% down on a multi-family by 9/1
  3. Take childless trips to both the beach and the mountains by 11/1 and let the kids plan spring break trip location and agenda
  4. Hike our first mountain
  5. Obtain my real estate license or shadow and do my first wholesale deal by 12/15
  6. Build-up/Maintain 6 months liquid reserves for all rentals owned by 12/1
  7. Set up LLC by 3/1
  8. Acquire next BRRRR deal by 6/1 to be ready to close by 6/21 (or earlier if the deal finds me..lol)
  9. Have private money lending capital self-funded at 10% of goal to be our own bank by 11/1
  10. Max out family HSA contributions by 12/15
  11. Read 25 books this year
  12. Once I hit 10k followers, give away $1,000 to help someone else towards their financial goals
  13. Coach 2-3 people to become debt free and/or get started in real estate by 7/1
  14. Start researching markets for out of state investments to start 2021 off with a bang
  15. Work towards dinner at the table Mon-Thur (on activity free nights) and at least 1 hour screen free family time Fri-Sun
  16. Expand my meditation practice from 15 minutes up to 1 hour
  17. Learn 3 new skills/hobbies, enough to be dangerous..lol
  18. Cashflow new carpet and exterior paint for primary residence
  19. Analyze food budget and meal prep to find areas to improve health and decrease costs
  20. No Spend Year again!!! (clothes, shoes, accessories, purses, makeup, haircuts/dye)

 

 

Spring Break on the cheap

There’s something about loading up your family in the car with all of their crap for several hours of being forced to bond..that always seems like a great idea at first 💡. Then you hit the open road and realize quickly that everyone is more interested in giving their electronics attention, or siblings arguing over the smallest things like a foot being in the others “space”, and then it quickly turns from word fights to actual physical harm against one another 🤷‍♀️.

Despite your better judgement, you load up that car year after year in hopes of that one sweet little “I love you mom and thank you for taking us on this trip. It was so much fun” that makes you forget all the fights and meltdowns, and makes it all worth it. Or getting to climb through crazy tunnels or seeing a baby elephant 🐘 up close.

St Louis did NOT disappoint and I highly recommend making the trip. It allowed for a safe amount of time together in the car and there are so many FREE things for a family to do..that well..it just makes my little frugal heart happy 😆. We only had to fill up the tank once, packed all of our own food/drinks, and stayed in a very affordable AirBNB. So total expenses for our 3 day trip was around $475 for five of us. We did have an amazing dinner out with some good friends who were sweet enough to pick up the tab, and bought some 50 cent donuts one morning, but made our own meals the rest of the time.

Here’s a breakdown of other activities and what they cost:

AirBNB-$200

Gas-$50

1) Zoo-FREE (we did get suckered into $15 parking when there was free parking right along the road we didn’t know about. Don’t be a sucker like us..park for free)

2) Arch-FREE (it costs to go up in the arch, but we didn’t want to wait the two hours and then it was sold out the other days we were in town. Sore subject in our house right now. 🙄)

3) Indoor Swimming at local community center-$41 (this was something my youngest requested and we all had a blast so well worth it)

4) City Museum-$92 and WORTH EVERY PENNY. If you haven’t been..kids or not..this place is worth a visit. There are tunnels, crafting, ten story slides and more tunnels and caves. Might want to pack some knee pads and Tylenol if you’re old rickety body isn’t used to all that. 🤣 I lost my family for a good hour and decided that painting is my new favorite thing and created a “masterpiece” that rivaled my wine and paint pictures I’ve made in the past.

5) St Louis Art Museum-FREE and not sure if it was cool or not. Caleb and I stayed in the car for a quick cat nap while Matt took the girls in…his review..it was just alright. But I’m sure if you’re into art it would be a good stop to make.

6) Science City-FREE but I did have to pay $10 to park. This place is always a great time and we loved making our own parachutes and testing them and sails. We also got to put together our own dinosaur skeleton and Matt got to geek out on old gaming systems while boring the kids with his childhood memories. 🤷‍♀️ It’s always fun walking over traffic and running radar on the speeders below.

7) IMOS-$25 and I totally would pay triple that to get that St Louis style thin crust mushroom pizza that my family has deprived me of for over ten years now. They are monsters that for some reason don’t like mushrooms or thin crust 🍕.

8) Odessa Creamery-$42 and this was for some giant ice cream cones while we stretched our legs on the way back..and we also paid for the family behind us to honor K4C day🍦.

So go and make some memories with your family while they have no choice but to spend time with you..and let’s be honest..much like childbirth..we will likely only store the good family vacation memories for the long term. 😉

What are some of your favorite road trip destinations or cheap trip ideas?