My 2020 Vision

When you stop and reflect..only to realize you went through the all the previous decades you’ve been in existence without goals, you decide to make up for lost time by going BIG.  Not that I have ever really gone small at anything ever, but it’s different.  Something about this year reminds me that whatever I think, whatever I envision, and whatever I write down is mine.  I don’t have that “one day” or “maybe next year” or “I wish” or “must be nice” mentality any more.  I know who I am and what I am capable of and create the shit out of some positive energy.  I am not locked and loaded with excuses that “I don’t have time” or I can’t afford it” either.  I know that I have time for the things that I make time for and I am in control of my money and tell it where to go.

Last year was just a tiny taste, a sip of what my life can really be like and I’m back for more.  I have decided that this will be the BEST DECADE EVER!!  I came up with my goals back in December, but since I’m an ever-evolving person..lol..I wanted to give them a few weeks to simmer before I put them out into the world.  I am now ready to share, and I have decided that 20 goals for 2020 is only appropriate.  My list is below and you know the drill..ask me questions and would love to hear your 2020 goals!!

20 SMART GOALS FOR 2020

  1. Get tenants placed in Indy Beauty by 3/1 and cash out refi by 6/20
  2. Use Self Directed IRA to put 25% down on a multi-family by 9/1
  3. Take childless trips to both the beach and the mountains by 11/1 and let the kids plan spring break trip location and agenda
  4. Hike our first mountain
  5. Obtain my real estate license or shadow and do my first wholesale deal by 12/15
  6. Build-up/Maintain 6 months liquid reserves for all rentals owned by 12/1
  7. Set up LLC by 3/1
  8. Acquire next BRRRR deal by 6/1 to be ready to close by 6/21 (or earlier if the deal finds me..lol)
  9. Have private money lending capital self-funded at 10% of goal to be our own bank by 11/1
  10. Max out family HSA contributions by 12/15
  11. Read 25 books this year
  12. Once I hit 10k followers, give away $1,000 to help someone else towards their financial goals
  13. Coach 2-3 people to become debt free and/or get started in real estate by 7/1
  14. Start researching markets for out of state investments to start 2021 off with a bang
  15. Work towards dinner at the table Mon-Thur (on activity free nights) and at least 1 hour screen free family time Fri-Sun
  16. Expand my meditation practice from 15 minutes up to 1 hour
  17. Learn 3 new skills/hobbies, enough to be dangerous..lol
  18. Cashflow new carpet and exterior paint for primary residence
  19. Analyze food budget and meal prep to find areas to improve health and decrease costs
  20. No Spend Year again!!! (clothes, shoes, accessories, purses, makeup, haircuts/dye)

 

 

Friendship is free

Long sappy post ahead..so here’s the cliff notes if you don’t have the time or energy to read the full post: Don’t be a dick..instead be a good friend

Full sappy version below and feel free to grab some tissues if you’re feeling your emotions today and ready for some self reflection:

I have regrets that I haven’t made spending time with all of my friends a priority like they deserve. I’m so lucky to have so many close friends that I have met over the years and have no excuses for being too busy to reach out, even just a simple text or just something..anything. It’s so easy to say we are busy and we will hang out next week, which turns into next month, which turns into next year. And then, just like that, last week, last month, and last year are gone..the time is gone. So here I am reflecting on those choices.

I have several friends going through some difficult times in their lives right now. Their struggles are all so different, and I just wish so hard I could do more for each and every one of them. I wish I could take the pain away and just tell some of my hilarious jokes, make a fool out of myself with some sweet Mindy dance moves, and just like that, it’s all wiped away and replaced with a big smile and we are laughing so hard we are crying. But sometimes those tears have to fall and they can’t always be from laughing too hard.

We have all gone through something challenging, something we didn’t know we could get through at the time, or maybe we are currently, or we will in the future at some point. There is absolutely no way we can avoid the crazy shit life is going to throw our way and a lot of times we have no choice but to lean into it.

That’s where our true friends come in. To be there as a light in the dark, to be that shoulder to cry on, to be that person to help pick us up when we’ve fallen and don’t think we can get up on our own.

Value those true friends if you are fortunate enough to be going through good times in your lives right now. Meet up for dinner, call them to say hello, send them flowers on a random Tuesday afternoon. Just show them. Don’t wait until the difficult times to be there for them. Do it today and everyday and show them the love and gratitude you have for them.

Small actions in the good times can help us all gear up to handle the tough times when they come our way. Those that are by our side for the good times also let us know who we can look to and count on when the bad times roll in. Don’t ever forget that power you hold to make a difference for someone you care about. You could be their one person to make them feel strong when they are at their weakest. Remember that.