Daylight Savings Challenge

Who else is not a big fan of losing an hour of your life and having your routine rocked?!  But..I guess there is always the joy of it not being pitch black and making me think it should be bedtime at dinnertime anymore.  I was thinking about the time change and how we can use daylight savings as an opportunity to increase our financial savings.

So here is the challenge..if you so choose to accept!  I challenge each and every person that reads this to go put $100 into your savings account, or to start a savings account if you don’t currently have one.  Go dig in the couch cushions, cash in those change collections, cut out that plan to get your hair highlighted next week, cancel an a monthly subscription or two that you don’t actually use, or pack your lunch every day for the rest of the month.  Whatever it takes to find that $100 and either start or add it to your savings account.  It may not sound like much, but little steps like this can make big differences.  If you do this challenge again in the Fall when we move the clock back, then you now have $200 more in your savings that you didn’t have before.  Now just think if you do this every year for the next 5 years?  You would have $1,000 saved up!

Since I think having a savings account is a huge first step in building wealth, I am going to help someone with the challenge by investing in your wealth.  (this is not a sponsored giveaway) You will need to have Venmo in order to receive payment, and I will randomly pick one winner Monday 3/9 at 8 CST that will receive $100!  Only requirement is that you follow my blog and comment below any creative ideas you have to quickly come up with $100.  The more ideas we share, the more people we can help…and GO!!

silver and gold coins
Photo by Pixabay on

Author: mindytempleton7371

Tales of my imperfect journey towards financial freedom. Paid off $165,000 in debt and now working on building wealth instead! Follow me as I share all things on money, retirement, real estate investing, minimalism, and wealth and wellness. Sharing why you should believe in your wealth and invest in your wealth..because you are worth it!

19 thoughts on “Daylight Savings Challenge”

  1. When I need quick cash to purchase something outside of budget I find any clothes I don’t wear and put them on Poshmark! I can easily make an extra $100 in a few days with the right items.


    1. I’ve never used Poshmark. I will have to check it out and tell a friend about it. She was just saying the Facebook Marketplace hasn’t been that great lately, so this is a great alternative option. Thanks for sharing!


  2. Definitely doing your day light savings idea today. Such a great idea!

    I keep a laundry basket of kids clothes and toys going that I discard outgrown items into and then off to Once Upon a Child or Wild Child consignment store I go. I usually get $20 – $40 each trip. If I need a quick $100, I could do a bigger purge. Kids books, cleats, dance shoes, snow boots, coats, costumes, dress ups. We spend so much on kid gear (we have 4 kids) so it’s nice to recoup even just a little bit of it.


    1. I love the laundry basket for collecting items as they outgrow! I’ve never done consignment but may try to check that out since FB Marketplace hasn’t been as fruitful lately.


  3. My daughter and I are going through her closet today and I’ll take her clothes to Once Upon a Child. I might look into Poshmark for me. In Wichita one of my friends started a FB garage sale site and I always did so well on it. Since moving I just haven’t found that and I’m not a fan of Marketplace.


    1. Agree on FB’s just not the same these days!! It’s a great day for a spring clean of the closets also..great idea!


      1. I usually have a big yard sale. We always have something to sell. The more items you put out the more money you will have!


    1. What a great idea! In my case I happen to live in a very rich Boston suburb where families will give away or curb some amazing pieces FOR FREE. In the past I’ve actually nabbed a couple of big-ticket things specifically to sell on Craigslist or LetGo, which is how I’d quickly make that $100. My best find was this 9 drawer antique dresser someone was throwing away; the only issue was a bad paint job. Sold that sucker a week later for $60, easy peasy!


      1. Wow! I see some amazing freebies around here also but I usually end up keeping them. Just got a super nice globe and also when we do this, it is saved it from a life in the landfill! Great idea!


  4. I used to donate Plasma but haven’t for awhile…you can get about $400/mo. by donating twice a week. The first week you would have your $100 to put into savings.


  5. Love this, Mindy! I got a job in college making $8.50 an hour (this was 4 years ago). I saved every penny I could muster as I was on scholarship and my parents helped with the bulk of the rest. I remember watching the pennies turn to dollars and dollars to hundreds of dollars. Every penny counts when you’re trying to get off of the ground. Thanks for making this challenge a fun reminder of that fact!


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